WFG’s Don O’Neill on FinCEN, rate scrutiny and title compliance
The regulatory and compliance landscape for the title insurance industry grew more complex in 2025, driven by federal anti-money laundering rules, expanding reporting obligations and renewed scrutiny from state regulators. From delayed but still-looming FinCEN requirements to rate reductions, licens
Bank statement loans: More mortgage options for self-employed buyers and homeowners as rates ease
If you’re self-employed, paid on commission, or run a business, you already know the frustration: you can have strong cash flow, great credit, and real assets—yet a traditional mortgage can still feel like a square peg in a round hole. That’s exactly why bank statement loans exist. They’re designed
Why didn’t double-digit growth in purchase apps lead to more home sales in 2025?
Purchase application data had its first positive year in many years in 2025, meaning we had more positive than negative week-to-week data, and most of the year was positive year over year in almost every weekly print. However, existing home sales will likely be only slightly higher in 2025 than in 2
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